dilema

Two friends recently have given up their jobs - one slightly better paid than the other - to take time out from the rat race. Given the state of the jobs market at the moment I'm wondering if this is slightly reckless or brave or a bit of both. Both said they were stuck in a rut at work and needed a kick to get out and do something different. Both have mortgages and one has kids too. I'd love to be brave and do that - take charge of my life and be brave but am not that brave! Besides my job isn't well paid enough to quit and my wage helps pay the mortgage.... dilema